FINANCIAL PLANNING · CALCULATOR
Mutual fund calculator
This calculator gives you the investment value at maturity by calculating fund returns over your investment horizon. Adjust the mode of payment, the amount, the expected rate of return and the duration.
PRACTICAL ILLUSTRATIONS
Three worked examples
EXAMPLE 01
SIP vs recurring deposit
₹10,000 a month for 10 years — ₹12,00,000 invested in total.
RD AT 7%
₹17,40,945
MUTUAL FUND AT 12%
₹17,40,945
EXAMPLE 02
A lump sum investment
₹3,50,000 invested once, held for 5 years at an average 12% return.
CORPUS AFTER 5 YEARS
₹6,35,843
We recommend starting with a SIP rather than a fixed lump sum — see SIP vs lump sum.
EXAMPLE 03
Working back from a goal
A ₹7 crore corpus for a daughter’s wedding, 15 years away, at 12%.
₹1 LAKH A MONTH
Over ₹5 crore — short
₹1.5 LAKH A MONTH
Beyond ₹7.5 crore
For expected returns, how to choose a good fund and everything else, read our comprehensive guide on mutual fund investment.